Today someone posted a cry for help on Facebook. They were in credit card debt and didn’t know how to get out of it. Boy, did they get some bad advice! It is very easy to get into credit card debt. And, there are times in our lives when it makes sense to charge it. …
I have been reading “Atomic Habits” by James Clear. If you haven’t picked it up, it is a great read if you want to understand the connection between your identity (who you say you are) and your habits (your daily behaviors). Clift Notes: We are what we repeatedly do. A lot of the people who …
Tricking Yourself – The Key to Crushing Money Goals Read More »
Is Financial Coaching Worth Paying For? The Proof Is In the Data! People stressed about money want a way out. They are dying to let someone in to help carry the burden of what can feel like a dirty little secret. However, when they find out financial coaching is not free, have second thoughts. The …
The Federal Reserve is getting ready to meet again and odds are they are going to raise interest rates………again. Many experts believe that we are headed for a recession within the next year. So what should you do now to make sure that a recession doesn’t wreck your finances? Step 1: Take a look at …
Undoubtedly, the first time you sat down to do a budget you got out a spreadsheet. Me too!!! Like me, you probably started at the first column and put down your income. Underneath that you did a brain dump of all the stuff you have to pay for each month. If you were lucky, you …
Your Spreadsheet Budget Doesn’t Work – Do This Instead Read More »
I was asked to host a session as a part of an organization’s overall Wellness Initiative. This was first for me, but tying Money into Wellness is pretty darn easy. “Cash rules everything around me – dolla dolla bills y’all” – Words from the WU-Tang Clan are so true. The relationship we have with our …
A financial coach is someone who works with people on the basics of personal finance. They are part educator, part therapist, and part cheerleader. A Financial Coach may work with people one on one or in a group setting. What Results Can You Get With a Financial Coach? There are coaches who focus on different …
I was in 2nd grade – Mrs. Murphy’s class. There was a set of twins, John and Todd and boy where they CUTE!Today was Valentine’s day, and we were painting ceramic hearts. I decided I was going to give my heart to John….or was it Todd…. And profess my love. A bold move..I gave it to John…or was …
Marriage is awesome! And hard. Even if you pick the perfect partner, you will not agree 100% on everything. Money continues to be one of the most argued about topics in the American marriage. According to TD Ameritrade, 41% of Gen X divorces are due to arguments over money. That increased from 29% for Boomers. …
The field of Financial Psychology has been picking up steam for quite soe time. At the forefront of advancing the practice is Dr. Bradley Klontz. Dr. Klontz is the author of several books and the creator of the Klontz Money Script Inventory – Revised. The KMSI-R is used by financial coaches and counselors to help …
